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SCOTT EVANSMortgage & real estate partner

Turn four questions into a clearer next move.

My Ideal Home Calculator helps agents guide homeowners and renters from today's reality to a practical plan—backed by visible rate assumptions, clear costs, and a follow-up that keeps the conversation moving.

  • Homeowner and renter paths
  • Actual current-mortgage rate input
  • Shareable result and native text handoff
Open the calculator
scottevansccm.com/calculator
Live My Ideal Home Calculator opening screen

Two paths. One clear plan.

Each branch answers a different question, so the conversation stays relevant instead of forcing every client through the same assumptions.

Homeowner path

Uses current value, mortgage balance, actual locked rate, and the ideal monthly payment to show what moving could look like after estimated selling costs.

Renter path

Uses current rent, available down payment, and an ideal monthly payment to estimate what may be possible to buy now.

See the live experience.

These are production captures from the working PWA.

Live desktop calculator opening with California and Texas, own and rent choices

1. Opening questions

Location and housing status tailor the conversation.

Live mobile homeowner screen with home value, mortgage balance, and current rate input

2. Current-rate input

The client’s actual mortgage rate is captured—not assumed.

Live desktop calculator result comparing current and new interest rates

3. Results with context

The result explains the rate gap and the costs behind the estimate.

Transparent assumptions. No guesswork.

The calculator keeps the inputs that shape the result visible, giving the agent a grounded way to explain what changed and what can be adjusted.

Current interest rate

Enter the locked rate on the homeowner's existing mortgage.

Purchase-rate assumptions

Compare that rate with the calculator's visible purchase-rate model and verification date.

Estimated selling costs

The homeowner path preserves the calculator's 7% selling-cost assumption.

Property costs

Taxes, homeowners insurance, and applicable mortgage insurance stay visible.

Built for the conversation.

Offline-ready PWA

After the first load, the app, saved progress, and last verified rate data remain available when the connection drops.

Native group-text handoff

The result opens the device's text app with Scott, the client, the estimated price, and a private-data-free follow-up link already prepared.

Follow-up that builds trust

Shareable materials explain the scenario, preserve context, and make it easy to revisit the next step.

Start the 60-second conversation.

Help a client move from where they are to where they want to be.

Open the calculator